ESAF SFB Appoints Karthikeyan Manickam as Chairman
In January 2026, ESAF Small Finance Bank (ESAF SFB) has appointed Karthikeyan Manickam, former Executive Director (ED) of Bank of India (BOI), as its new Chairman, effective from January 2, 2026.
In January 2026, ESAF Small Finance Bank (ESAF SFB) has appointed Karthikeyan Manickam, former Executive Director (ED) of Bank of India (BOI), as its new Chairman, effective from January 2, 2026.
- He succeeds Ravimohan Periyakavil Ramakrishnan, Part‑Time Chairman of ESAF SFB, who stepped down on December 20, 2025.
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- What? Appointment of New Chairman of ESAF SFB
- Who? Karthikeyan Manickam,
- Predecessor: Ravimohan Periyakavil Ramakrishnan
- Previous Roles: Served as ED of BOI; and Chairman of SUD Life
About Karthikeyan Manickam:
Experience: He has extensive experience of more than 36 years in public sector banking.
Expertise: He is widely recognized for his robust domain expertise across various banking verticals such as: operations, risk management, regulatory compliance, human resources, credit monitoring and recovery, financial inclusion, and customer-centric banking.
Leadership Roles: He held various senior leadership roles at Indian Bank; served on the boards of Tamil Nadu Grama Bank(TNGB) and BOI STAR Investment Managers Private Limited.; and served as Chairman of Star Union Dai-ichi Life Insurance Company Limited (SUD Life).
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