• He further highlighted that total FDI inflow includes equity inflow, equity capital of unincorporated bodies, re-invested earnings, and other capital.

Key Details:
RBI’s Approval: As per the Reserve Bank of India’s (RBI) Master Directions on ‘Acquisition and Holding of Shares or Voting Rights in Banking Companies,’ prior approval from the RBI is mandatory for acquiring 5% or more of the paid-up capital of a banking company.
FDI Inflow in PSBs: According to MoF data, State Bank of India (SBI), India’s largest Public Sector Bank (PSB), recorded the highest foreign shareholding among state-owned banks at 11.07% by the end of FY25, including investments from Foreign Direct Investment (FDI), Foreign Portfolio Investors (FPIs)/Foreign Institutional Investors (FIIs), and Non-Resident Indians (NRIs).

• SBI was followed by Canara Bank (10.55%); Bank of Baroda (BoB) (9.43%); Union Bank of India (UBI) (7.48%) and Punjab National Bank (PNB) (5.85%).

Mudra Loans: Union MoS Chaudhary further revealed that since the inception of the Pradhan Mantri Mudra Yojana (PMMY), over 56.31 crore loan accounts have been sanctioned, amounting to Rs 37.31 lakh crore as of 2 January 2026.