MoF Keeps Interest Rates on Small Savings Schemes Unchanged for Q4FY26In December 2025, the Department of Economic Affairs (DEA-Budget Division) under the Ministry of Finance (MoF), kept the interest rates unchanged across all Small Savings Schemes (SSS) including Public Provident Fund (PPF), Sukanya Samriddhi Yojana (SSY) among others, for the 4th Quarter of financial Year 2025-26(Q4FY26) i.e. starting from January 01, 2026 to March 31, 2026, from those notified for Q3FY26.
- This marks the 8th consecutive quarter with no change in SSS interest rates, which were last revised by the DEA in Q4FY24.
About Small Savings Schemes (SSS):
Overview: SSS are the Government of India(GoI)-backed savings instruments, aimed at promoting household savings and offering risk-free investment options.
Management: These schemes are mainly administered by DEA and administered through designated banks and over 1.5 lakh post offices, offering fixed returns with sovereign guarantees
Quarterly review: Since 2016, the interest rates for SSS have been notified by DEA on a quarterly basis, depending upon bond yields and market trends.
Sponsored Advertisement
No comments yet. Be the first!