• The report highlights that women hold a credit portfolio of Rs.76 lakh crore, accounting for 26% of total system credit with a 4.8-fold rise since 2017.

Key Findings:
Collaboration: The report, prepared under the aegis of the Women Entrepreneurship Platform (WEP), was developed by TransUnion CIBIL in collaboration with MicroSave Consulting (MSC).
Penetration: Credit penetration among women increased from 19% in 2017 to 36% in 2025 with around 16 crore credit-active borrowers growing at a 9% Compound Annual Growth Rate (CAGR).
Potential: Nearly 45 crore credit-eligible women exist in India, with about two-thirds still unserved, indicating vast expansion scope.